What are the Benefits of the Ayushman Bharat Yojana Scheme?

Hailing to be one of the biggest health insurance schemes, several benefits can be availed. All of which is entitled below.

  • Receive healthcare of over 5 lakh rupees per family.

The Ayushman Bharat Yojana scheme aims to provide 5 lakh rupees worth of health care insurance per family. And it aims to cater 50 crores beneficiaries. All of the families catering under this scheme are below poverty. The scheme is free and being catered by the central and state government in a ratio of 60:40. 

  • Family under SEC to be covered.

The Ayushman Bharat Yojana scheme is undertaking eight crore families from rural India and two crore families from urban regions. There are picked up under the Socio-Economic Caste Census.

  • Further priority towards senior citizens, child, and women.

The scheme doesn’t discriminate against any based-on age, sex or caste. It’s a scheme available for all and anyone can apply for it. For those willing to apply, can do so by applying for the scheme Ayushman Bharat Yojana apply online. There are special regards for those citizens who are over 60 years of age. Children, women, and other special cases are given extra benefits.

  • Includes secondary and tertiary care.

The scheme provides complete benefits in terms of healthcare. For those looking to get treatment by cardiologists and urologists can do so. Also, for those looking for treatment options for cancer, surgery, and other medical treatment can be availed under this scheme. You can apply for Ayushman Bharat Yojana apply online.

  • Pre-existing health-related conditions covered.

Typically, any insurance covers only exiting diseases and conditions. You claim insurance for pre-existing illness. But under this scheme, people can get treatment for any pre-existing conditions such that hospitals cannot turn away their heads, and everyone can avail treatment options.

  • Cashless and paperless registration.

The benefits of these schemes can be availed all across India, such that you don’t have to worry about maintaining any papers. Everything is carried out online, and you get cashless and paperless healthcare treatment. Also, the burden of maintaining any important documents is eliminated to provide people under the scheme a seamless treatment experience.

  • Reduction of costs.

Often, if you apply for your insurance, then you would have to pay premiums and other costs to the hospital for treatment services. But then under this scheme, you don’t have to pay a single rupee to the hospital and effectively get your treatment carried out for free as the insurance takes care of it.

  • Quality of life improves.

Due to ill health and deteriorating conditions, below the poverty line families can now avail a better health condition. The weaker section of the society can now have treatment facilities from the best doctor in the country and have a better way of life.

Thus, the scheme offers a lot of benefits such that life below the poverty line family is uplifted drastically.


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